What's the No. 1 reason for foreclosure?

You may have noticed a new sign staked in neighborhood lawns. Foreclosure is an increasingly common scenario in which homeowners lose their home because they can't pay their mortgage. Why is this scenario playing out in a neighborhood near you?

If owning a home is part of the American Dream, then losing a home is fast becoming the new American Nightmare. Foreclosure is the process by which… » Full Story on HowStuffWorks